How to make extra money

The ultimate list for people who want to make extra money without getting a “job.” Discover 113 legitimate ways you can earn extra income online and offline, so you never have to say “I can’t afford it.”

woman trying to earn extra money

At Minority Mindset, you hear us talk a lot about living below your means in order to build financial wealth. But living below your means doesn’t mean denying yourself of all material possessions or being stuck in a rut for years on end.

Below are 113 ideas for ways you can earn extra money, so you never have to say “I can’t afford it.” These are legitimate “side hustles” that, in many cases, can turn into full-time businesses.

You’ll never be stuck for money-making ideas again! This list includes:

Just in case you don’t find the perfect “side hustle” in this list, we’ve also included a list of free and low-cost education and training resources at the end of this list. These sites can help you build skills that open up more life-changing opportunities.

Earn extra money so you can invest, help others, and buy nice things.

These ideas can help get you off the couch and into a new mindset within a matter of days. Read all the way through to the end for tips on where to get additional skills training, certification, or education for free or at a very low cost.

Haven’t Found Anything? Here’s Where You Can Go to Learn a New Skill or Profession.

Currently, there’s an abundance of high-quality, free training and education available online.

Many programs offer the chance to learn a new skill or profession in less than a month. Take advantage of it now, because there’s no guarantee that these priceless opportunities will still be available tomorrow.

Here’s where to find training to sharpen and improve on your hidden talents:

  • Marketing-related specialties: start with Udemy, Lynda, or Hubspot Academy. Or, learn as you go by following some of the world’s top marketers like Neil Patel.
  • Social media skills: visit any of the social media tools websites and investigate their online training and/or blogs.
  • Coding and programming-related work: Learn computer programming free at Codeacademny.com or any of the online college course sites listed below. Or, check out Treehouse Academy for low-cost training tailored to specific professions.
  • Niche talents: Google-search to discover blogs, email lists, and other forms of (free) training.
  • Other: Take accredited college courses online. Study with some of the best instructors in the world or take courses from Harvard University. Look for the option to audit classes for free, or pay extra to receive a certification or degree. Financial aid available.

If you have the time and self-discipline required to take classes online, then it’s smart to take advantage of these opportunities.

Side Jobs: The Basics

18+ million Americans have taken side jobs

According to the U.S. Bureau of Labor Statistics, 18+ million Americans have taken side jobs. (Screenshot via BLS)

If you’re searching for your first side job, you have questions. Luckily, we have some answers.

Who has a side job?

Many, many people! Did you know that 46% of professionals are interested in part-time work, especially side jobs that allow them to work remotely part of the time? What’s more, as of mid-2017, 1 in 2 millennials have a side hustle and 18.5 million part-time workers in the U.S. reported working part-time for non-economic reasons. This means that they took on part-time work not because they couldn’t find full-time work, but because they wanted the part-time job to earn some additional cash, find ways to fill their free time, meet new people, or for some other reason.

What are the best side jobs?

We’re not trying to be cryptic, but the best side jobs are the ones you’ll enjoy (at least, most of the time). Especially when you’re already working a full-time job, it’s important to take on side jobs that don’t feel like drudgery. Do something you love. Because, who knows? Your side job could someday become your primary job.

Where are the best side jobs located?

As far as non-telecommute side jobs, the best opportunities are in big cities and tourist attractions. After all, the denser the population, the more opportunity to sell your skills and/or time. That said, some of the side jobs on our list are online opportunities, so you can make bank from anywhere with a good internet connection.

How much do good side jobs pay?

Like full-time salaries, pay for side jobs jumps all over the place, from about $10 per hour to $100+ if you have a highly developed and desirable skill set.

How can you make yourself more hirable when looking for a side job?

Obviously, past experience in a given field – elder care, web design, etc. – will give you a leg up in the hunt for a side job. But don’t let little or no experience stop you: earn a certificate, training, or similar credentials as a way to get your foot in the door with a given company, and you’ll soon be climbing the side-job ladder.

Who are the top employers for quality side jobs?

Finding a side job can be as easy as turning on your computer or as adventurous as heading out into your community. For the former, you can connect with potential clients via online websites (ex. Upwork) or your own websites; for the latter, you’ll have to scroll the online yellow pages and word-of-mouth to determine who’s in your area (and who’s hiring). We’ve also peppered a few national employers into our list, to give you a good place to start.

Side Jobs: Labor Gigs

warehouse side jobs

Side jobs in labor are a great way to pick up some extra cash

If the labor life is the life for you – or, if you just want a side gig that gets you out, moving, and interacting with other people – then you’ll be happy to know that there are plenty of labor positions you can take on as a side job. These gigs run the gamut, from part-time warehouse jobs, to on-demand moving services, to general labor with local contractors.

The even better news: most labor side jobs have flexible schedules, since these companies often operate during unconventional hours (including, in some case, around-the-clock). So, no matter what your full-time work looks like, there’s likely a labor side hustle you can fit in to your free time.

Delivery

Earning Potential: $10-$15+ per hour From on-demand delivery services, to flower deliveries, to laundry services, to restaurant meal delivery, the workforce needs part-timers to do the actual legwork. The sky’s the limit on this one, so search your local classifieds and job listings to see what’s available in your area. You may also have luck with national delivery services, including Amazon Flex, Roadie, and Shyp courier services, while some cities have localized delivery services, such as DeliverLA in the Los Angeles area.

General Labor

Earning Potential: $10-$15+ per hour No matter where you live, there’s always someone who needs muscle with a good work ethic. You may be called upon to help prep or clean up a construction site, to canvas a neighborhood, to rake leaves, or to complete many other tasks. The only sure thing: this side hustle will pad your bank account year-round. Check out Wonolo for general labor opportunities in your area.

Merchandising

Earning Potential: $10-$20+ per hour If you have the people skills for a retail setting, then merchandiser side jobs could be perfect: you’ll work closely with shop owners to stock shelves, perfect signage and displays, position products, and educate workers on those products. And, depending on your experience and skill set, you may be able to boost your earning potential with additional admin responsibilities, such as re-ordering stock, negotiating pricing, and even analyzing sales figures. You can score local merchandising gigs through Wonolo, as well.

Warehousing

Earning Potential: $10-$15+ per hour Whether you’re available to cover the graveyard or just want to pick up some extra weekend hours, warehouse operations never sleep: you can stock, pick, assemble and prepare goods for shipment, whenever your schedule allows. Hours and job availability are even better during seasonal spikes, especially between Black Friday and New Year’s. If you’re looking to pick up some warehousing shifts, Wonolo is your go-to source for local gigs.

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Side Jobs: Leverage your Knowledge

Side hustle infographic

Infographic via New York Post

You don’t have to be a teacher to turn your knowledge into a profitable skill: if you’re an expert on any subject (and have the patience to teach it), you can share your expertise and make money in the process.

Give Local Tours

Earning Potential: $50+ per hour

If you’re an expert in your region, whether it’s a hopping tourist city or a quiet hometown, transform your passion – history, food, wine, art, etc. – into profit. You’ll have the freedom to offer tours only during your downtime, and sites like Airbnb Experiences, Shiroube, ToursByLocals, and Vayable will help connect you with travelers to your area.

Online Coaching

Earning Potential: $25+ per hour

If you coach people in your day job, why not in your side job? And we’re not just talking about fitness coaching, either: if you’re a successful blogger, coach newbie bloggers. If you know online marketing inside and out, share that knowledge. Sites like Clarity.fm, as well as Google hangouts, Skype, and other online communications tools are a great launchpad.

Tutor / Give Lessons

Earning Potential: $10-$30+ per hour

Yes, we’re talking straight-up tutoring: if you’re still great at trigonometry, or know your musical scales backwards and forwards, or reign at chess, or are fluent in a second language, or can throw some mean pottery, you can tutor kids (and adults) – both in your community and further afield, thanks to communication tools like Skype and WyzAnt.

Earn Extra Christmas Money By Shopping Online

These 5 EASY side hustles are perfect to make extra money are right before Holidays. The holiday season can get tight with money so having some extra sides hustles to bring in some cash is important! Super easy and fun ways to make money right from home. Pin this for later! #Christmas #Holiday #MakeExtraMoney #SideHustle #Cash #Income #Presents #Santa #Budget #Finance

If you have not heard of Ebates yet you have been missing out, big time!

Ebates is a cashback app and chrome extension you can use right on your phone or laptop when doing your online holiday shopping this year.

Ebates will automatically find you the best deals, cash back rewards, and coupons to use to help you put the most amount of money back where it belongs, your pocket!

We have been using Ebates since 2009 and have earned hundreds upon hundreds of dollars cashback.

You can sign up for an Ebates account today and earn your fist $10 cash back for FREE!

Start Teaching English Online 

These 5 EASY side hustles are perfect to make extra money are right before Holidays. The holiday season can get tight with money so having some extra sides hustles to bring in some cash is important! Super easy and fun ways to make money right from home. Pin this for later! #Christmas #Holiday #MakeExtraMoney #SideHustle #Cash #Income #Presents #Santa #Budget #Finance If you’ve worked as a teacher or you’re just good with children, you can always consider the idea of becoming a tutor.

Think about what you’re good at and use that to make some extra money for the holidays. You can start by placing an ad in the newspaper and later have your students recommend you to their friends and family.

Today, you can even tutor online. Again, all you’re going to need is a PC, an internet connection, headphones with a mic and expertise in the field you’re going to teach. 

If you have not heard of VIPKID yet you should check them out. You can start making $17-$22 per hour teaching English to Chinese students. You can read our entire VIPKID teacher review here.

Earn Christmas Money With Freelance Work

These 5 EASY side hustles are perfect to make extra money are right before Holidays. The holiday season can get tight with money so having some extra sides hustles to bring in some cash is important! Super easy and fun ways to make money right from home. Pin this for later! #Christmas #Holiday #MakeExtraMoney #SideHustle #Cash #Income #Presents #Santa #Budget #Finance Another side job many people in today’s digital society turn to is freelancing. You can now easily monetize your skills online from the comfort of your home. Anything from writing, editing, graphics design, administrative work, copywriting, Facebook ads, and more. You name it you can make money doing it for others.

This is actually the first thing I did when I quit my job to become a full-time blogger.

If you decide to become a freelancer, it’s always a good idea to set a regular schedule unless you want to find yourself all over the place. So, if you go to work in the morning, you can write for a few hours before you go to bed. Just remember that your schedule won’t magically work itself out.

Also, since you’ll be working for a lot of employers, it’s always a good idea to keep track of your income.

Some of our favorite sites to find freelance work:

  • Upwork
  • Freelancer
  • We Work Remotely

You can also network with online business owners through Facebook groups and pick up a ton of work. Just be yourself, build a relationship, and start to offer your services.

BONUS: Start A Money Making Blog

Start a money making blog

I started our blog with ZERO knowledge on how to run a website, market it online, or even write a proper blog post.

That’s why blogging is so awesome, anyone can do it! A blog does not have to be overwhelming to start and the income potential is limitless. We took our blog from making $0 a month to over $10,000 in just over a year.

All you need to start a blog is simply decide what you are passionate about, create some awesome content to share, drive traffic, and monetize. You won’t become an overnight success, but with some hard work, your income is unlimited.

Kelan created a step-by-step blog tutorial on how to get started with your own blog. If it’s something you have ever been interested in now is your chance to get started. Head over to our Facebook group Blogging with Purpose to network and learn from others making full-time incomes from their blogs.

Click here to start your blog now for only $2.95 per month.

Gigs For Goals?

Before we go here, just wanted to share with you a great mindset to get into to help motivate your side hustlin’ even more. I call it the “Gigs For Goals” mindset and the idea behind it is that you attach all gigs of yours to a specific bill or a future want/need. If you can match them up to break even, you’re golden! If you fall short, you need to re-arrange your wants and/or start bringing in higher income streams to match ’em. It looks like this:

gigs for goalsSomething to keep in mind, anyways :)We’ll keep adding to this list over time, but as you can see there are a TON of different ways to make money on the side during your free time. And hey, you never know – it can always turn into a full-time job too if you get lucky! (That is, if you WANT it to, haha.. some of these are purely for the extra cash, as you can probably tell ;)).

If you have any interesting jobs yourself you’d like to share, hit me up here. We’ll post it up on the site and make you famous too.

Keep on hustlin’!

——–PS: If you’re interested in learning which of these hustles are the most popular, and other fun comparisons, check out this post I wrote up on it: Side Hustle Nation, Represent!

[Bad-ass Hustler shirt found by Andrea Whitmer]

70+ Ways to Make Money on The Side was last modified: September 20th, 2018 by J. Money

Easy Home-based Extra Money Ideas

Thanks to all these different sites, it’s never been easier to make extra money from home. If you’re looking for a little more, check out this list of 40+ Ways to Earn Extra Money from Home from the Work at Home Woman — there’s a lot of great ideas for earning for doing things you probably already do online like shopping, surveys, and video watching.

Don’t forget to ‘like’ Work from Home Happiness on Facebook for your daily dose of extra money-making ideas!

Know of an easy way to earn from home? Share your thoughts in the comments below. If you have any questions, please feel free to contact me at ashlee(at)workfromhomehappines(dot)com.

Psst: This post contains affiliate links. Check out my disclosure statement to learn more! 

Ashlee Anderson is a career blogger and freelance writer. She enjoys helping others 'think outside the cubicle' so they too can find happiness in working on their own terms.

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Job Hunting Tips for Military Families

If you’re looking for extra cash, here are a few things to keep in mind:

  • If you’re on active duty, talk to your supervisor first. Before you consider or accept any other work, you need to be aware of any rules that could apply to you regarding off-duty employment. You may have a limit on the amount of extra hours you can work, for example.
  • Make a plan. Set a goal for how much money you need to make each month. Then, consider how much time you can allocate to earning more. This will help you focus on those activities that help you meet your goals without taking up all your free time.
  • Budget. Earning extra money isn’t much of a help if you spend all of it. Create a budget each month so you can see exactly what you’ve coming in and how much you’re spending on each expense. Find ways to trim back on your costs and you’ll see your extra earnings go much further.
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Whether you’re on active duty or are the spouse of someone who is in the military, bringing in extra money is a great way to ensure you enjoy the lifestyle you want – no matter where you happen to be.

Why You Need a Few Flexible Side Hustles (or Three!)

As a veteran finance blogger and side hustler, my experience has shown several benefits of having multiple flexible side hustles:

  • You can still keep your full-time job and benefits.
  • It’s easy to say “no” if an opportunity comes at a bad time.
  • When one side hustle is slow, the other one can pick up the slack.
  • Your earning potential can actually exceed your day job.

My life is a perfect example:  though I have no plans to quit my day job, I’ve actually made more money with my blogging and real estate side hustles than I have with my full-time teaching job over the past six months!

Whether you’re looking for side hustles to earn a few hundred dollars per month or are hoping to quit your 9-5 in the future, here are 8 flexible side hustles you can adopt ASAP.

2. Love Dogs? Start a Dog Sitting Side Hustle

If you love dogs, know how to care for them, and maybe even have one or two of your own, dog sitting is one of the easiest and most flexible side hustles you’ll ever find. Nowadays, many busy dog owners are taking to the web to find dog walkers and dog sitters – and that’s a golden opportunity for you!

If you’re comfortable

  • Hosting dogs in your own home or staying overnight in the dog’s home
  • Feeding dogs and giving them plenty of exercise, walks, and cuddles
  • Administering meds from time to time

starting your own dog sitting side hustle is practically a no-brainer.

We recommend advertising your new services online with Rover, one of the leading 5-star networks for dog sitters and walkers on the web. Sure, Rover will get a small cut of your revenue in exchange for helping you get the word about your business, but once you start building your income, we don’t think you’ll mind.

Start a dog sitting business with Rover and RoverGO

Curious how you can get started? Here are a few pro tips to get your Rover side hustle off the ground in a hurry:

  • Make sure your profile is warm, friendly, and professional. Include as many pictures as possible!
  • Emphasize how much you love dogs – it’s a side hustle to you, but to a dog parent, they’re looking for someone who will love their dog like their own
  • Create a Facebook community for your business so owners can stay connected with you
  • Set-up your rates to be competitive in your area

Potential earnings with Rover.com dog sitting

Click or tap to learn more and sign-up with Rover.

3. Take surveys while you watch Netflix

First, let’s address the elephant in the room: online surveys get a pretty bad reputation. We can’t deny that some online surveys provide ridiculously low payouts to survey takers, make it almost impossible to qualify, and generally waste your time. We’ve been victim to it ourselves, and it’s the worst.

If you’ve been burned in the past with online surveys or want to give them a shot for the first time, check out these options. We’ve verified each one, and they’re legit.

GrabPoints – GrabPoints has paid out over $5 million to users for doing simple things like answering surveys, watching videos, and a few other mindless tasks you can complete while binge-watching Netflix. My favorite part? They offer payouts by gift card or straight through PayPal (my preference). They offer a pretty cool $5 sign-up bonus, too.

Survey Rewardz – Survey Rewardz isn’t much different than many other survey offers out there. Their goal is to help their business partners conduct market research as effectively as possible. What makes them different is the quality and quantity of opportunities for survey takers.

We asked one of our good friends to test it out and provide unbiased feedback, and the results were impressive.

  • He signed-up in less than two minutes – and didn’t even have to provide his name! (Note: some specific surveys may ask for your name and other info, but you can always decline.)
  • He qualified for his first survey right away.
  • Survey Rewardz sent out multiple survey offers per day — right away.

Learn more about Survey Rewardz here.

Cash Back Research – Like most survey opportunities, Cash Back Research won’t make you rich, and it’s not a full-time job. But it is a good opportunity to make extra money when you have spare time.

Here are a few of our favorite things about Cash Back Research:

  • They offer an easy-to-use dashboard for all survey participants, where you can find surveys, access earnings data, and request payouts all in one place.
  • They offer high payouts – up to $75 for select surveys.
  • New offers are available every day, so you aren’t waiting days or weeks at a time for new opportunities.

Bonus points: Cash Back Research also offers a $5 sign-up bonus.

5. Become a Real Estate Agent

Yes, becoming a real estate agent is definitely a lot of work up front. And earning your license isn’t free. But if you have a large sphere of influence in your area, love watching House Hunters re-runs, and enjoy helping people, you’d likely make a great real estate agent!

Real estate is one of the most flexible side hustles around for people who already work full-time. And if you’re a teacher like me, you have a lot of skills that will translate to a fantastic real estate career. After all, not everyone has the patience and people skills to help someone make one of the the most important decisions of their life.

Here are three pieces of advice for launching a successful real estate side hustle:

  1. Don’t wait until you get licensed to tell friends and family about your new pursuit – plant seeds early! Otherwise, you’ll find out that someone just bought a house with another agent two days after you get your license. Trust me.
  2. Join a brokerage and team that provides a balance of training/support without taking away half of your commission on every sale.
  3. Find a mentor who is willing to show you the ropes in return all of the help you can possibly provide.

You never know – your real estate side hustle could one day become your full-time career.

6. Flip a Variety of Items for Profit

We’re not exaggerating when we say this: flipping for profit is one of the most profitable flexible side hustles available today.  Virtually anyone can do it on a smaller level without any training or expertise, and it’s even possible to earn over $100,000 as a flipper (more on that below).

If you’ve never heard of it, flipping is pretty basic: buy an item and sell it for more than you bought it. On a deeper level, flipping for mega profits is practically an art-form.

For example, take my friends Robbie and Melissa. They’re a husband and wife team who were able to earn $42,000 in 2015 and $133,000 in 2016 just by flipping flea market finds. Today, they teach others how to make money flipping for profit.

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Would it change your life if you were even able to make a fraction of Robbie and Melissa’s earnings this year?

Yeah, me too.

Flea Market Flipper University is hands down the best best resource available for anyone who wants to make flipping a major side hustle or even full-time job.

Here is just a sampling of what you’ll gain from the course:

  • Learn how to find the best items to flip and avoid items with poor resale value.
  • Create appealing listings on Ebay, Facebook, Offer Up, and Craigslist and get items sold quickly.
  • Learn how your smart phone can be your biggest weapon when flipping for profit.
  • Ship items to maximize your profits every time.
  • Make more money (potentially) than virtually any other side hustle around today.

High Value Alert: of all the flexible side hustles on this list, flipping items for profit offers the highest and quickest return on investment, especially if you learn from the pros first.

7. Rent Out a Spare Room (Or Your Entire House)

Just a few months ago, Minneapolis played host to the Super Bowl and an estimated 125,000+ football fans. And Airbnb hosts cashed in on a golden opportunity and brought in millions of dollars in revenue for Airbnb.

Airbnb may or may not be quite as big in your area, but the potential to earn extra cash as an Airbnb host is hard to deny. Whether you live in a small, basic home or a sprawling suburban min-mansion, Airbnb makes it easy to rent out homes or your entire home to millions of potential guests. You call the shots 100% of the time, from setting availability, prices, house rules, and your preferences for interaction with your house guests.

Curious about how much your house could fetch? Check out the Airbnb estimate tool to help you find out just how much you could earn.

Don’t like your estimate? You can always charge what you want and adjust rates at any time.

We know you may concerns about becoming an Airbnb host, and that’s normal. Here are just a few of the typical questions we hear:

Is it free to list my home on Airbnb?

Yes! Creating an Airbnb listing is free and easy. Simply upload photos, a description of the accomodations, how many guests you are able to host, and you’re all set. (Airbnb does collect a portion of the proceeds when you book –they have to make money somehow– but listing is free.)

Can I get to know my Airbnb guests before they come stay in my home?

Absolutely! If you choose, you can message your guests ahead of time to get to know them. In fact, if you plan on interacting with them, this is a great way to break the ice ahead of time.

Don’t want to interact with your guests at all? No problem – you can give instructions ahead of time to avoid any awkward moments. Just let them know where to pick up a key or provide them with a door code.

What do I need to provide for my Airbnb guests?

Typically, hosts provide clean sheets, towels, toilet paper — the basic essentials. If you wish to provide more amenities, your guests will surely appreciate you going the extra mile to make their stay comfortable!

How and when do I get paid?

Here’s our favorite part about Airbnb – no cash, and no awkward payments in person! Their secure payment system means you never have to deal with money or guests directly.

Guests are charged for their stay before they arrive, and you’ll receive payment right after they check in, minus a 3% service fee. You can opt to receive payments through PayPal, direct deposit, or money wire – it’s your choice.

Why you should consider becoming an Airbnb host: today’s travelers, especially young people, are looking for special hospitality and connections rather than boring stays in standard hotels. Cashing in on this trend is easy – and that makes Airbnb a choice side hustle!

Don’t forget to see how much your home could rent for on Airbnb!

8. Drive and Deliver with DoorDash

This isn’t your father’s pizza delivery side hustle (though that’s not a bad idea, either. . . ). DoorDash is changing the way people get food and other local items delivered.

At its core, DoorDash is a technology and logistics company. They identify the most popular restaurants that offer take out in a given area and connect their customers with Dashers who deliver food straight to their door. It’s basic supply-and-demand.

And it’s a win-win-win for everyone. Restaurants increase their reach and sales, customers get the food they crave, and Dashers get paid to provide a much needed service.

Here’s the scoop on what it takes to work for DoorDash:

  • You must be 18 or older.
  • No major moving violations (DUI, reckless driving, homicide or assault, driving on a suspended license, failure to stop for law enforcement) in the past 7 years and no more than 3 incidents (accident or moving violation other than a major violation).
  • Pass a background check.
  • Once you’re approved, download the app, turn on your availability, and start earning.

How much can I make with DoorDash?

Earnings vary by location, but you can expect to be paid for each delivery you complete – and you get to keep 100% of your tips! Payments are proceed weekly.

DoorDash will show you the guaranteed amount you’ll earn for completing a delivery before you choose to accept or reject that order. The guaranteed amount is based on  the size of the order, whether you have to place the order in person, and the projected driving distance, traffic, parking, and wait time at the store.

Cool perks: For each delivery, you will always receive at least $1 from DoorDash plus 100% of the customer tip. If that sum is less than the guaranteed amount, DoorDash will provide a pay boost to make sure you receive the guaranteed amount. Where that sum is more than the guaranteed amount, you pocket the extra amount.

You can learn more about DoorDash and get started here.

Pro tip: if you really want to maximize your delivery and driving earning potential, consider signing-up to drive with Uber and Uber EATS.

When it comes to getting ahead with money, you have two options: save more money or make more money. We've researched 8 flexible side hustles designed to help you make extra money on your own time and reach your money goals that much faster! #sidehustles #moneytips #makemoneyonline #sidejobs #makeextramoney

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Ibotta: Ibotta is my favorite app for saving money and earning cash back on my regular grocery purchases. They recently upgraded their interface, making it even easier to save money. You can sign-up, earn a $10 welcome bonus, and earn money for referring your friends, too!

Acorns: I have been using Acorns as an experiment in micro-investing for several months and watched my account balance steadily grow. If you feel like you don’t have enough money to invest, Acorns is for you!

You can start with very small deposits and work your way up over time, if you choose. And if you sign-up using my link, you'll start off with $5.00 in your account automatically!

Digit: Digit is a personal savings assistant designed to help make saving money easier and automatic. Their mobile app and simple platform helped me and my wife save over $1,500, and we used the money for a vacation. Check it out here.

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